4 press features — a long-form sit-down interview and a 3-part CBS 8 San Diego series on the California insurance crisis. Kiyoma is the broker reporters call when they need a working-agent's read on what's actually happening in the market.
If you wait until you have a claim to find out your coverage is wrong, it's too late. This is the conversation to have right now. — Kiyoma Yoshizumi
These are more of what we write today than ever before, because admitted insurance companies are the companies that are shut down right now in California. — Kiyoma Yoshizumi
As more insurance companies leave California, escrows are being delayed or canceled. — Kiyoma Yoshizumi
We are getting about 2-5 new phone calls a day from new clients, basically saying my premium went up 3-5 times last year — or I'm being non-renewed by my current insurance company. — Kiyoma Yoshizumi
Between 2023 and 2025, California's insurance landscape underwent its hardest contraction in a generation. Many homeowners insurance companies pulled back, stopped writing new homeowners policies, and non-renewed thousands of fire-mapped properties. Premiums tripled. Non-renewal letters became normal mail.
Then the January 2025 Palisades and Eaton fires happened. The market got harder, not easier. Coverage that was previously available disappeared. Specialty E&S carriers became the only option for many high-risk properties. The California FAIR Plan went from a last-resort insurance company to the only solution. Premiums kept climbing.
The agencies that grew through that period were the ones with deep specialty-market relationships and the willingness to do the work. That's the agency Kiyoma built. When CBS 8 needed someone to explain the crisis to San Diego viewers in January 2024, they called Kiyoma. When real estate agents needed an explanation of why escrows were canceling in April 2024, CBS 8 called him again. When the post-fire questions piled up in January 2025, Heather Myers sat down with him for the long-form interview.
Send the basics and we'll come back with shopped quotes within 48 hours — same day if it's an escrow.